A Max Boost request is a feature that allows our community members to help each other by vouching for them so that they can cash out a little bit of their paycheck. Deposit accounts are insured by the FDIC up to the standard maximum deposit insurance amount per depositor, per FDIC-insured bank, and per ownership category. Please review it occasionally. If you are unsure or have questions please contact us by emailing support@earnin.com or using live chat with the Earnin team via the mobile app. A Qualified Purchase is a purchase from a participating merchant using your debit or card in accordance with the terms of the Offer and these Terms of Service. If Earnin collects Personally Identifiable Information on behalf of Evolve Bank & Trust in connection with Tip Yourself it does so pursuant to Evolve Bank & Trusts Privacy Policy. You can scroll to select the device, use the Search box to look up the device by name, or the Categories in the panel on the left. For example, Earnin may use this information to display ads on Services on third-party websites. We are actively working to support more banks as we continue to grow, and we encourage you to check back at a later time to see if your bank has been added to our list. Can anyone in the Earnin Community help me boost my Max? As a condition of your use of the Sites and Services, you represent and warrant to us that you will not use Earnins Sites or Services for any purpose that is unlawful or prohibited by these Terms of Service. Service Specific Collection of Information: The policy may be updated from time to time at our discretion. Reddit and its partners use cookies and similar technologies to provide you with a better experience. You agree that our third-party service providers and the operators and owners of the third-party websites will be entitled to rely on the foregoing authorization granted by you. Our websites located at: https://www.earnin.com, and all of our other websites where this Privacy Policy is posted (collectively the Website); Service Specific Collection of Information: We do not share your Personal Identifying Information with third parties for the third parties own and independent direct marketing purposes unless we receive your permission. EARNIN AND ITS AFFILIATES, LICENSORS AND SUPPLIERS (INCLUDING PAYMENT CARD NETWORKS AND PAYMENT PROCESSORS) MAKE NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE CONTENT OR OPERATION OF THE SITES OR SERVICES, INCLUDING CASH OUTS, MAX BOOST, BALANCE SHIELD, HEALTH AID, EARNIN CASH BACK REWARDS AND TIP YOURSELF. The CCPA provides the right to request that we disclose the specific pieces of information we have collected about you, which Earnin will do after we receive and validate your request. TO THE FULLEST EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW, EARNIN AND ITS AFFILIATES, LICENSORS AND SUPPLIERS (INCLUDING PAYMENT CARD NETWORKS AND PAYMENT PROCESSORS) EXPRESSLY DISCLAIM ANY WARRANTIES, EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE, INCLUDING WITHOUT LIMITATION WARRANTIES OF MERCHANTABILITY, FITNESS FOR ANY PARTICULAR PURPOSE, AND NONINFRINGEMENT. If your payout under Balance Shield is less than $100, your voluntary additional payment amount will be prorated based on the amount of money that Balance Shield cashes out. Can anyone in the Earnin Community help me boost my Max? When you register for an account and become a Community Member (a registered user of Earnin), use the Services and/or communicate with Earnin, we may ask you to provide certain Personally Identifiable Information to us, to identify you, such as: In order to use the Services, Community Members may be required to provide us with Bank Account information. (ii) the Content in and in connection with advertising, marketing and promoting Earnin, its products and services, or its sponsored events, in whole or in part, by any and all means, media, devices, processes and technology now or hereafter known or devised throughout the universe. Among other things, cookies support the integrity of our registration process, retain your preferences and account settings, and help evaluate and compile aggregated statistics about user activity. If Activehours, in its sole discretion, believes that you may have engaged in any activities restricted by these Terms of Service or by law, we may take various actions to protect Activehours, other users, and other third parties from fees, fines, penalties, and any other liability. Earnin may communicate with You about summaries of your Account Information, User Research, products and Earnin Services, Earnins Advocacy Program, to request your input or participation in the Advocacy Program or other engagements on behalf of Earnin, using email, SMS, text messages or push notifications (collectively Messages). If youd like to receive your Cash Out from Earnin into your Bank Account more quickly, you might consider using Lightning Speed. You may opt-out of Earnin Cash Back Rewards at any time by following the instructions below. If you only provide your Bank Account information to us, you will generally receive your Cash Out within the next 2-3 Banking Days after you request a Cash Out in your Bank Account. Your maxes are determined based on an evaluation of a number of factors we have identified that we believe are related to evaluating your financial health. Very, it can wanted 10 days to get a great deal resources making Boost You probably know this song by Boost your happiness and reduce your stress. The use of the word "including" in these Terms of Service to refer to specific examples will be construed to mean "including, without limitation" or "including but not limited to" and will not be construed to mean that the examples given are an exclusive list of the topics covered. How can I request my data from Earnin? By using the Services, you agree that Earnin may communicate with you electronically. (2)other sources of income that may include, but are not limited to, government-sponsored benefits, public or private retirement benefits,and other regularly-scheduled payments that you may receive. Great community app for helpers. When you use Max Boost Feature, either as a Requestor or Grantor, Earnin will share some of the following Personal Information with the Requestor or Grantor: When you Pay It Forward, Earnin may use the Personal Information we collect for other purposes such as: For Tip Yourself (Tip Yourself Service), we may use the Personal Information Earnin collects for additional purposes such as: Some Personal Information is public information (including your first name and the first initial of your last name, profile photo, and public tip reasons you decide to share), and may be seen by anyone accessing the Tip Yourself Service on the App, by any Tip Yourself logged in user. The collection of this Personal Information helps us deliver these additional services to you. If at any time the opinions expressed in your submission change, you must notify use immediately; The Content does not include any confidential or proprietary information of any kind, whether belonging to you or to a third party; The Content does not include mention or performance of any copyrighted media production including but not limited to books, articles, photographs, artwork, music, etc., or identifying descriptions of any media property; The Content must not contain material that violates or infringes any third party's intellectual property, privacy or publicity rights. A Qualified Purchase is a purchase from a participating merchant using your debit or credit card in accordance with the terms of the Offer and these Terms of Service. You can opt out from future notifications by clicking on the unsubscribe link in emails from One Click Politics or FiscalNote, in emails from Earnin, or via opt out language from any texts received. Can someone B4B with me https://earnin.app.link/ fCHS6mh9mtb. Can anyone in the Earnin Community help me boost my Max? Your financial situation is unique. All Earnin community members start with a $100 Pay Period Max, with a potential for it to increase up to $500. A 10% tip on a $40 withdrawal may . We reserve the right to charge your Bank Account at any time on or after the day the paycheck associated with the earned wages you have requested is expected to deposit into your Bank Account. Verified Employer- an employer that (1) has a fixed work location in which you work out of (unfortunately at this time we are unable to support residential work locations) or an online/electronic timekeeping system at work; (2) is paying you on a regular pay schedule (weekly, bi-weekly, semi-monthly, monthly); and (3) is paying up to 50% of your earnings into your Bank Account. UNLESS OTHERWISE EXPRESSLY SET FORTH IN THESE TERMS OF SERVICE, Activehours'S LIABILITY TO YOU FOR ANY CAUSE WHATSOEVER AND REGARDLESS OF THE FORM OF THE ACTION, WILL AT ALL TIMES BE LIMITED TO US $500.00 (FIVE HUNDRED UNITED STATES DOLLARS). Capitalized terms not defined in the Privacy Policy will be defined in the Terms of Service. Without limiting the foregoing, Content submissions must not include third-party trademarks, logos, except those of Earnin; The Content is not, in Earnins reasonable discretion, libelous, defamatory, obscene, pornographic, abusive, indecent, threatening, harassing, hateful, or offensive or otherwise unlawful; and. Financial Calendar EARNIN IS NOT A FINANCIAL PLANNER, BROKER, OR TAX ADVISOR. Throughout this Privacy Policy, Earnin uses the term Personally Identifiable Information (PII) to describe information that can be associated with you and/or identify you. TO THE FULLEST EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW, Activehours AND ITS AFFILIATES, LICENSORS AND SUPPLIERS (INCLUDING PAYMENT CARD NETWORKS AND PAYMENT PROCESSORS) EXPRESSLY DISCLAIM ANY WARRANTIES, EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE, INCLUDING WITHOUT LIMITATION WARRANTIES OF MERCHANTABILITY, FITNESS FOR ANY PARTICULAR PURPOSE, AND NONINFRINGEMENT. Cookie Notice You must also have a valid email address, sufficient storage space to save Communications or the capability to print the Communications from the device on which you view them. We are under no obligation to place your funds with an Insured Depository Institution. You are responsible for funding all payments you initiate. Pay It Forward Health Aid These Terms of Service, and your relationship with Activehours under these Terms of Service, will be governed by the laws of the State of California without regard to its conflict or choice of laws provisions. How can I request that Earnin delete my data? We may use your information to improve and personalize the Services. Cash Back Rewards Create an account to follow your favorite communities and start taking part in conversations. Location information: You may also be asked to provide geolocation information to confirm your earnings. Earnin may post a notice on the Earnin Site if a security breach occurs. In no event will Activehours be liable to any party for any loss, cost, or damage that results from any period of downtime of the Sites or Services. We may also collect information about you from credit bureaus, mailing list providers, publicly available sources, and other third parties. https://earnin.app.link/oMDqo1kDAwb #earnin #boost #boost4boost. By enrolling in Tip Yourself, you authorize us to electronically debit and credit your Bank Account and Tip Jar. You agree to maintain a balance that is sufficient to fund all payments that you initiate. Bank may, in its sole discretion, refuse to accept funds for deposit to your Sub-Deposit Account for any reason. You can choose to leave a tip in appreciation for using Health Aid, anywhere from $0-1$100, but are under no obligation to do so. The categories of Communications that may be provided by electronic means include: Your access to this page through your device verifies that your device meets these requirements. Counter-Notice. We are only here for Boosts. and Evolve Bank & Trust, an Arkansas-chartered depository institution. Earnin accepts voluntary tips in appreciation for Services rendered. Your maxes are determined based on an evaluation of a number of factors we have identified that we believe are related to evaluating your financial health. We may use your information to complete transactions you request, to verify the existence and condition of your accounts, or to assist with a transaction. The world works best when people help each other, so we put the power to help the community by raising pay period Max in your hands. All covenants, agreements, representations and warranties made in these Terms of Service will survive your acceptance of these Terms of Service and the termination of these Terms of Service. You may also be required to provide our Third Party Partners with certain login access credentials (e.g., username and password) or other account or financial information. You can support our Services by tipping what you think is fair and/or by paying it forward to others within the Earnin community by paying a tip on behalf of another user. You understand that, in return for agreement to this provision, Earnin is able to offer the Service at the terms designated, and that your assent to this provision is an indispensable consideration to these Terms of Service. If at any time you do not wish to receive the Messages, you have the ability to opt out of receiving our promotional emails and to terminate their newsletter subscriptions by following the instructions in the emails and turn off notifications using the functionality made available in the browser, application or device settings. You will never be denied access to the Services on the basis of not tipping or the amount of any tip you choose to leave. Telephone: (888) 510-1119 We strive to ensure security on our systems. We will recoup payment for Pay Outs or a payout for Balance Shield directly from your bank account upon deposit of your next paycheck. Earnin does not currently respond to DNT Signals. The existence of the Sub-Deposit Account and any other account maintained by us pursuant to these Account Terms is for internal purposes and will not change the manner in which you use, obtain information about or earn interest (if any) on your Account. Web beacons are electronic images that may be used in our Services or emails. You may access the terms of the custodial account deposit agreement at any time here. We are not responsible if you use the Site and/or the Services in any manner that violates applicable law. The purpose of this Privacy Policy is for you to understand how we collect and use your information, your privacy rights, and what information Earnin is required to keep. a copy of a utility bill, bank statement, affidavit, or other bill, dated within three months of our request, with your name and U.S. street address on it; and You should print a paper copy of these Terms of Service and any Communication that is important to you and retain the copy for your records. By using our service, you grant Activehours and Plaid the right, power, and authority to act on your behalf to access and transmit your personal and financial information from the relevant financial institution. You understand that, in order to view and/or retain copies of the electronic Communications, you may need a computer with an Internet connection (PCs should be running Windows 7 or higher and Internet Explorer 10 or higher, Chrome, or Firefox; Macs should be running OSX and Safari, Chrome, or Firefox); a mobile device (iOS 6.0 or higher devices running Safari or Chrome; Android 4.0 or higher devices running Android Browser or Chrome). EARNIN AND ITS AFFILIATES, LICENSORS AND SUPPLIERS (INCLUDING PAYMENT CARD NETWORKS AND PAYMENT PROCESSORS) MAKE NO REPRESENTATION, WARRANTY, OR GUARANTEE THAT THE CONTENT THAT MAY BE AVAILABLE THROUGH THE SITES OR SERVICES IS FREE OF BUGS, DEFECTS, OR ERRORS, OR INFECTION FROM ANY VIRUSES OR OTHER CODE OR COMPUTER PROGRAMMING ROUTINES THAT CONTAIN CONTAMINATING OR DESTRUCTIVE PROPERTIES OR THAT ARE INTENDED TO DAMAGE, SURREPTITIOUSLY INTERCEPT, OR EXPROPRIATE ANY SYSTEM, DATA, OR PERSONAL INFORMATION. Earnin may choose to share a portion of its Empyr publisher fee with Earnin Cash Back Rewards customers, but is not required to share any portion and may cease sharing its portion at any time, with or without notice. If our changes materially reduce your rights or increase your responsibilities, we will provide notice to you via in-app notification and/or email at least 10 days prior to implementing the changes to the Policies. Health Aid Financial Calendar Or when you send an non-Community Member a Max Boost request, you will be notified if they install and they will have the option to send you a one-time max boost. You also agree to comply with the following additional policies: We may revise these Terms of Service and any of the policies listed above (together, the Policies) from time to time. BOOST 4 BOOST WILL RESPOND QUICK PLEASE!!!! Activehours will submit information including usernames and passwords that you provide to log you into the site. Does Earnin share your data with third party partners? Evolve Bank & Trust is a member of the FDIC. Unless the copyright owner files an action seeking a court order against the content provider, member or user, the removed content may be replaced, or access to it restored, in 10 to 14 business days or more after receipt of the counter-notice, at Earnins sole discretion. Personal Information does not include information that has been aggregated and/or anonymized so it does not identify you. PUSH NOTIFICATIONS, EMAIL AND SMS COMMUNICATIONS How can I request my data from Earnin? Earnin collects Personal Information when you use the Earnin Site and Services. PLEASE READ THESE TERMS OF SERVICE CAREFULLY. Earnin is not responsible for any third-party fees or costs that you may incur based on the timing of authorization revocation. We will debit any payments authorized by you for Cash Outs, Max Boost and Balance Shield Cash Out directly from your Bank Account on the day of your next regularly scheduled paycheck. Health Aid is for informational purposes only and does not guarantee any results. We strive to ensure security on our systems. For example, this Personally Identifiable Information may be disclosed to enable you to select the contacts with whom you would like to send a Max Boost, show your information about Community Members in a Pay It Forward chain, to connect with another user who referred you to the Services, or to connect with an individual whom you would like to refer to the Services. Subject to eligibility verification and settlement of the Qualifying Transaction, statement credits will typically appear as part of your Earnin balance within approximately 10 days of the qualifying transaction but may be subject to delays. Introduction Within your Tip Yourself Account you can track your savings towards your specific savings goals by creating different tip jars within your Tip Yourself Account. Do we use your phone contact list if you allow us access? By requesting a Cash Out, Max Boost or Balance Shield Cash Out, you authorize us to electronically initiate debit and credit entries to your Bank Account; or if you link a debit card to your Earnin account, you authorize us to charge your debit card, for all payments you authorize. The Daily Max refers to what you can cash out in a day. Drivers License or other state identification; The number of new Community Members you have created via referrals (i.e invitation program and the Max Boost referral link(; create a record of the transaction data and thereafter maintain and use data in connection with the operation of the Tip Yourself Service; detect, prevent and investigate actual or suspected fraud, hacking, infringement, or other misconduct involving the Tip Yourself Service; and. No Obligation to Repay. You must also have a valid email address, sufficient storage space to save Communications or the capability to print the Communications from the device on which you view them. ; Share the max code at the lower middle portion of the following screen with another community member ("granter"). 3. Failed or rejected debits may be reinitiated at any time up to 150 days after the first debit. Some of your Personal Information (including your Earnin profile photo, Earnin profile first and last name) will be publicly displayed through the Services and may be seen by anyone with an Earnin account. How to clear your iPhone cache in Firefox. If your use of the Site and/or the Services is prohibited by applicable law, then you are not authorized to use the Site and/or the Services. For more information, please see our To maintain, protect, improve and provide our Services, including for the development of new Services; To notify you about changes to the Earnin Site and Services; To keep records of your communications with our Customer Support team; To enforce and apply our Terms of Service, ACH agreement and any other agreements between you and Earnin; To share information with you about events you may be interested in; To offer Earnin Services relevant to your location; For Earnins marketing purposes, such as to offer our products and services to you, such as advertisements, by us, through third parties; To offer you tailored content by giving you more relevant search results and ads; To conduct and report on certain analytics, benchmarking, and performance tracking through the use of anonymous, aggregated information comprised of the categories above; and/or. any services, content, and/or features made available by us through the Website or App (Services). Activehours AND ITS AFFILIATES, LICENSORS AND SUPPLIERS (INCLUDING PAYMENT CARD NETWORKS AND PAYMENT PROCESSORS) MAKE NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE CONTENT OR OPERATION OF THE SITES OR SERVICES, INCLUDING Pay Outs, Balance Shield, Medical Bill Review, and Earnin Cash Back Rewards. All Communications in either electronic or paper format will be considered to be "in writing." SPECIFIC RIGHTS How to Unenroll in Cash Back Rewards. Privacy Policy. Search Reddit posts and comments - see average sentiment, top terms, activity per day and more You agree that you will not receive interest or other earnings on the funds in your Tip Yourself Account. After much review and a ton of feedback, Boost for Boost is no longer allowed within the community. create a record of the transaction data and thereafter maintain and use data in connection with operating the Tip Yourself Service. When you register for Tip Yourself and from time to time thereafter, we may require you to provide and/or confirm the information and documentation that will allow us to identify you, including Required Identifying Information. Likes or interactions with the request notification using emojis; The number of Community Members you have provided Max Boosts to; The number of Community Members you have received Max Boosts from; The number of new Community Members you have created via referrals (i.e invitation program and the Max Boost referral link); Time till you have another Max Boost to use; The number of Max Boosts you have left to give; and, Sharing your First Name and Last Initial, as well photo or avatar with Community Members in the Pay it Forward chain, and. By responding #YESEARNIN, you are agreeing to provide Earnin with Content, such as product reviews, comments, ideas, photographs, and videos through your providing agreement through any other social media site. To opt out of our program and unlink your cards, you must follow the steps below: You agree and understand that you are responsible for maintaining the confidentiality of the combination of your Login ID and password, which together allow you to access the Services, and access Earnin Cash Back Rewards . Tip Yourself https:// earnin.app. Deposit accounts and banking services are provided by Evolve Bank & Trust, member FDIC. Vote. You agree to maintain a balance that is sufficient to fund all payments you initiate. Personal Information does not include information that has been aggregated and/or anonymized so it does not identify you. If this occurs, we may try to locate you using your Profile Information. When you use certain Earnin Services, we need to collect additional information from you and third parties. Balance Shield. Any withdrawal of your consent to receive electronic Communications will be effective only after we have a reasonable period of time to process your withdrawal. You acknowledge that if you fail to comply with all of the requirements, your DMCA notice may not be valid. Any termination will result in a return of funds in accordance with law and closing of your Account and any Sub-Deposit Account opened specifically for you. Health Aid. Do we send you push notifications with the option to opt out? Does Earnin track your browsing activities on other sites? You must repeat this process for every card you wish to delete. We are not responsible for any overdraft fees, over-the-limit fees, or insufficient fund charges (including finance charges, late fees, or similar charges), or any other third-party fees that result from your failure to maintain a balance or available credit in your Bank Account that is sufficient to fund all payments you initiate. These voluntary tips help fund us and keep us going, but we want you to be in control of if, when, and how much to tip. Any and all changes to these Terms of Service will be posted on the Activehours.com site. In connection with our review process, you may be required to provide us with additional information and/or documentation to verify your identity and Bank Account information. You hereby consent to such release of information. These UGC Terms of Use is governed by the laws of the State of California, excluding its conflicts of law rules. By requesting a Pay Out or turning on Balance Shield, you authorize us to initiate debit and credit entries to your bank account, or if you link a debit card to your account, you authorize us to charge your debit card, for all payments due to us. Information You Provide Activehours, Inc. d/b/a Earnin When you use Health Aid, we ask that you provide us with: When you use Max Boost Feature, either as a Requestor or Grantor, Earnin will share some of the following Personal Information with the other Community Member: Earnin will also allow the Requestor and Requestee to like or interact with the request notification by using an emoji. If you are a California resident, you expressly waive California Civil Code 1542, which says: "A GENERAL RELEASE DOES NOT EXTEND TO CLAIMS WHICH THE CREDITOR DOES NOT KNOW OR SUSPECT TO EXIST IN HIS FAVOR AT THE TIME OF EXECUTING THE RELEASE, WHICH IF KNOWN BY HIM MUST HAVE MATERIALLY AFFECTED HIS SETTLEMENT WITH THE DEBTOR.".
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